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Step 1: Send us your latest IBI bill
If you do not have it, the cadastral reference of the property is enough to start.
IBI is the yearly tax on owning property in Spain. You pay it to your local town hall, and it applies whether the home is lived in, rented or empty.
If you are used to UK council tax, one difference matters: IBI is paid by the owner, not the occupier, and it is based on the property's official cadastral value. At Sol-4 Gestión we check what you owe, make sure it is paid, and make sure no unpaid bill follows the property to you.
| Who pays | The owner of the property, or the holder of a right over it, such as usufruct. |
|---|---|
| Who bills it | Your town hall (ayuntamiento). It sets the rate, sends the bill and collects the money. |
| How much | Based on the cadastral value of the property. Each council sets its own rate within limits set by national law. For urban property the legal band is generally 0.4% to 1.1%, with limited exceptions. |
| When | The tax accrues on 1 January each year. Your town hall sets the payment dates. |
IBI is a yearly tax. When you buy, you also pay one-off taxes, and when you sell, other taxes can apply to the gain. Which ones, and how much, depends on the property and the region, so we confirm the exact figures before you sign. See buying property in Spain and selling property in Spain.
If you do not have it, the cadastral reference of the property is enough to start.
We compare the bill with your deed and look for unpaid amounts.
What you owe, to whom, by when, and how your contract shares the cost.
Payment set-up, wrong owner or property data, or a question for your town hall.
We have been here since 2001, dealing with town halls and notaries.
IBI checks are part of how we protect buyers and sellers.
The IBI question and the tax return that follows it are handled together.
Vicente handles property sales and notary appointments. He is the point of contact for German and English speakers.
You do not need to translate a Spanish bill. We do it for you.
We quote once we have seen your bill and your situation.
IBI (Impuesto sobre Bienes Inmuebles) is the yearly local tax on owning property in Spain. It plays a similar role to council tax, but it is paid by the owner and is calculated on the cadastral value, not on a band.
The town hall bills the owner. If you rent the property out, your contract can say that the tenant reimburses it. The law allows the owner to pass the cost on, but only as agreed between you.
It is based on the cadastral value of the property, which appears on your IBI bill and in the official cadastre. Your town hall applies its own rate, within the limits set by national law. Send us your bill and we tell you how your figure was reached.
The tax accrues on 1 January each year. Your town hall sets the payment dates, so they differ from one town to another.
The debt does not disappear when the property is sold. The law ties unpaid IBI to the property, and a new owner can be asked to settle it. Surcharges and interest can also apply. Before you buy, we ask for proof that IBI is paid.
Some councils can add a surcharge of up to 50% on homes left empty for a long time, with higher surcharges for owners of several properties. The law lists reasons that justify an empty home, and it includes second homes for a limited period. The details are set in each council's own rules, so we check yours.
No. IBI goes to your town hall. Non-resident income tax goes to the national tax agency, and your IBI bill supplies the cadastral value used to calculate it.
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